The short answer is yes. The long one: on an adventure trip you are not insuring your luggage, you are insuring that an unexpected event does not turn into debt. A medical visit in Iceland, a high-altitude rescue in Nepal or a missed flight in Santiago all cost far more than a policy.
What your policy should cover
- Generous medical and hospital assistance abroad.
- Medical repatriation.
- Adventure activities and trekking at your trip's real altitude.
- Trip cancellation and interruption.
- Lost, stolen or delayed luggage.
- Flight delays and missed connections.
Why we recommend IATI Seguros
They specialise in travel and backpackers, you can buy online in minutes and support is available around the clock. We suggest IATI Mochilero for its broad coverage and included adventure activities, but every traveler should pick the plan that fits them best.
Save 5% on your IATI travel insurance
Buy your IATI travel insurance through our link and get a 5% discount. Before buying, check that your plan covers your destination, activities and trekking altitude, and confirm the discount in your quote.
Check altitude and activity
Many standard policies exclude trekking above a certain height. If you are joining Everest Base Camp, the Kyrgyz passes or Kilimanjaro, verify the altitude limit before buying.
Buy it early
Cancellation cover only works if you buy close to the booking date, not the departure date. It is the detail most travelers miss.
